Country house or apartment – what to choose?

More profitable – apartment or country house? Where is it better to live – in a cottage or urban apartment. What is townhouse and what he is good. Build a country house

Acquisition of own housing is a responsible step, making which, you need to weigh everything for and against. In order not to guess with the purchase, a solid theoretical preparation is required on all issues – from legal to technical. Let’s try to briefly consider the main of them, which in practice will help you decide what is more profitable for you – a house or apartment. 

Alternatives in the urban real estate market 

If you are looking for accommodation within the city, most likely you will be offered to choose from three options – this is an apartment in a new building, secondary housing or urban cottage. Each of them in its own seductive.

New building is good in modern layout, freshness of housing, this is the most common option for a mortgage, to pay which is started at the construction stage.

Security attracts price and opportunity to instantly arrange a housewarming. In general, the apartment is good because you do not need to take care of the content of the building and the site, and its location is often much more convenient in terms of transport and infrastructure around.

But in the house live calmer and more pleasant, and not only because you are his only owner. If you successfully choose the house (cottage) in the city, then you can use all the benefits of the metropolis, but not have problems with the availability of entrances, neighbors and bad soundproofing.

Even part of the house acquired in the property, gives a feeling of calm and thoroughness, which you can not say about some «Isolated» Apartments in the bar houses, where to feel alone is very difficult because of noise from all sides – from the street, behind the wall .. 

To quickly decide what to choose – an apartment or a house, think about the shortcomings, namely: 

• New buildings give shrinkage for 10-15 years, which entails potential problems – cracks and walls of walls;
• The commissioning of new buildings sometimes have to wait 3-4 years due to the management of communications and paperwork, even if the building itself is already ready;
• Secondary, especially cheap, require repair, sometimes capital, with replacement of pipes, batteries, wiring, plumbing, redevelopment … Contribution to repair may result in a third, and even half of the cost of housing;
• Talking to the old house, you get a surroundings in addition, which may be far from your ideas about ideal neighbors;
• Having become a homeowner, you will inevitably face specific problems, to decide which only you will have – content in the order of basement, roofs, yard, fence, bathroom, columns, heating systems;
• Communal payments for the house are several times higher, in terms of the monthly payment it is more profitable to live in an apartment building. 

So the pitfalls are everywhere, and it will be reasonable to choose where to settle down, on the disadvantages that you can put up or that you can fix. 

Apartment or country house – what will cost cheaper? 

There is an opinion that you can save on accommodation by moving into a suburb. Some families consciously go to the village in confidence that it is possible to live well and raise healthy children only outside the contaminated city. But still, most are confident that the transfer of the country means lowering the standard of living. And this stereotype has developed for two reasons: the price of a house in the village is low, and from your farm on the plot you can eat normally.

And again underwater stones. As already mentioned above, keep even the most simple domishko consistently, and the attractive initial price does not mean that you can save on real estate.

American Businessman and Realter R. The kiosaki is trying for many years to convey to the understanding of people a simple truth, then home ownership is an expensive pleasure (and in the conditions of our villages – also dubious).

Remember that the cottage, whatever it is – chic or modest – it is a passive in your budget, a constant and considerable cost of heating, repair, completion, gas and land plot, if it is. For someone, these nuances will be a good reason to abandon the move.

If your goal is to pay for the purchase as much as possible, and the future costs of the management of the economy are not frightened, you can safely look for options. Financial question – an apartment or part of the house – will always be in favor of the last.

But remember that the following factors affect the cost of the house: 

• the presence of an electric train station, a bus;
• convenient passage on the street and to the house (ground or asphalt);
• Do you need to bury to have your own source of water;
• whether the plot is gasified;
• there are utility rooms;
• Is sewage or convenience in the yard. 

All these are details that can make your life or comfortable, or unbearable, so it is worth paying attention to and on them along with an area and materials of the construction. 

Townhouse is an apartment or a house? 

In recent years, suburban conditions in some areas are noticeably improved, and all thanks to the new type of household type for us. Townhouse is a few cottages combined in one block. Townhouse is intended for building suburban sites or individual well-maintained areas in rural areas.

If you look at this building, it resembles a series of blind houses in two floors, which look neat and modern. Inside, it resembles urban housing with its mandatory attributes – bathroom, lack of large service premises and an adjacent wall with neighbors.

The facade of the townhouse is addressed to the asphalt street, there is a small courtyard from behind, but the Earth may not belong to the owner of the housing. 

As an option to buy Townhouse has its advantages: 

• urban comfort in rural conditions;
• affordable price;
• Communications – electricity, gas, water supply, sewage;
• Established entrance to the building. 

The following details are unambiguous to disadvantage: 

• The quality of the construction is often low, the construction on the panel basis generally reduces the idea of ​​heat and silence;
• There are problems with water supply and heating, again due to poor-quality construction;
• Responsibility for the content – collective, so you have to negotiate or argue with the neighbors;
• The adjacent area is negligible, only in rare cases on it can be arranged for something (and nowhere, and it is often impossible to law). 

Townhouse is an intermediate version between the poorhouse and the cottage, the long-awaited choice for the economy class in the conditions of the suburbs. Think about such an alternative certainly worth. 

Better buy an apartment or build a house? 

This question is probably the most difficult, because much depends on the details: where to build, from which to build, how many floors and rooms and so on. Immediately reveal the truth – today it is more profitable to build it yourself than to buy in a new building.

The construction of the middle cottage from scratch with optimal facilities, equipped with plot and communications will cost you about the same as the same as an isolated apartment of the same useful area. At the same time, notice the difference – you will have a well-maintained plot with services.

By time, it is also more profitable for its construction. A small cottage is elevated for 6-8 months, while waiting for settlement in a new building can be several years old.

The answer to the question is what is cheaper – a house or apartment, turns around with the other side if you are configured to secondary housing. It will be cheaper, and the housewarming can be arranged much faster. As for the documentation for real estate, the registration of seconders is not more difficult, but much easier than land that, moreover, it is not always possible to buy out. So here the savings of time, nerves and funds speak in favor of the apartment.

If you have thought out with finances, it remains honestly to ask yourself, what is to you Mile – a house or apartment, and move to your goal.